Grant Name: Better Homes Ottawa – Loan Program








Through the Better Homes Ottawa – Loan Program, Ottawa homeowners can get a zero-interest loan of up to the lesser of $125,000 or 10 per cent of the current value of their home to cover the cost of home energy improvements.


  • You own a detached, semi-detached, townhouse or multi-unit residential unit building of three stories or less within the City of Ottawa boundaries
  • The property has a property tax account with the City of Ottawa
  • Your property tax, utility bills and all other payment obligations to the City of Ottawa for the past five years are in good standing. If not, you must submit a suitable credit check.
  • Your mortgage lender does not prohibit your involvement
  • The property is not in either Canada Mortgage and Housing Corporation’s Mortgage Deferral Program or the City’s Tax Deferral Program.
  • All registered owner(s) of the property sign a consent form agreeing to participate in the Better Homes Loan program.

How to Apply?

Complete a pre-retrofit EnerGuide assessment

Complete the Better Homes Ottawa – Loan Program Application Form

Funding Amount


Contact Information

Processing Fee



Ottawa, Ontario

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