Grant Name: Find a Loan for Your Small Business







This is a loan program in collaboration with financial institutions. If you are looking for other government financial incentives including grants or general information for small businesses, please access the


Small businesses or start-ups operating in Canada, with gross annual revenues of $10 million or less.

Not eligible under this program are farming businesses (Agriculture and Agri-Food Canada has a similar program for the farming industry — for information, visit the Canadian Agricultural Loans Act program.

For more information, visit the business eligibility section of our guidelines.

How to Apply?

Present your business plan directly to a chartered bank, credit union or caisse populaire. Your financial institution is responsible for making the decision to approve your loan.

Find a lender near you

Funding Amount

It is up to the borrower and lender to negotiate an appropriate amount of financing. The maximum loan amount a borrower can access under this program is $1 million, of which no more than $350,000 can be used to finance the purchase or improvement of equipment and the purchase of leasehold improvements.

Contact Information

Please see website for contact details

Processing Fee

Registration fee:
The CSBFP registration fee is 2% of the total amount of the loan. The registration fee can be financed as part of the loan.

Interest rate:
The interest rate may be variable or fixed. For a variable rate, the maximum chargeable is the lender’s prime lending rate plus 3%. For a fixed rate, the maximum chargeable is the lenders’ single family residential mortgage rate plus 3%.

Lender fees:
Lenders may charge the same fees (e.g. set-up and renewal fees), that they charge for a conventional loan of the same amount. These fees are paid directly to the lender and cannot be financed under this program.


Capital Funding

English French
error: Content is protected !!